Running a hotel or guest house can involve working long hours to ensure that you are serving / satisfying the needs of a wide range of customers. The last thing you would wish to worry about is whether you have sufficient insurance cover for the business and its guests.

HGR Insurance Brokers have put together schemes via a panel of leading insurance companies who are able to offer competitive packages specifically for hotels and guest houses.

A Hotel & Guest House Policy is built around a "Core" of standard covers, which would include:-

• Contents - Your stock and trade Fixtures & Fittings protected against loss or damage.
• Business Interruption - Protects your income if your business turnover falls after a claim or disaster has struck.
• Glass - Breakage of glass and sanitary fittings.
• Liability - Covers your legal liability to both employees and members of the general public.

There is also a wide range of Additional Cover that we can add to the policy, including items such as:-

• Buildings - With a choice of "Specified Risks" or "All Risks" cover and also Subsidence cover.
• All Risks - For Specified Items of equipment.
• Guests' Personal Belongings - Covers against theft whilst in your custody or control.
• Frozen Foods - Covers deterioration of breakdown of refrigeration units or accidental failure of the electricity supply.
• Loss of Licence - Covers depreciation in your interest in the business, resulting from either withdrawal or non-renewal of your Liquor Licence.

We will be pleased to provide a personalised quotation for you – please use the Enquiry Form on this link to provide information.