Taking out a mortgage is one of the biggest financial decisions you will make, and with such a wide range of options to choose from across the market, it can be extremely difficult to decide which type of mortgage is right for you.

We aim to help – removing the confusion, giving straight forward, non jargon advice and a totally independent choice. HGR are experts in the field, and will use powerful computer based programs to seek out the best deal – the one that will match your own needs and circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not normally charge a fee for mortgage advice as we are usually paid by the lender. However there may be a fee for mortgage advice - the precise amount will depend on your circumstances, and we estimate that it will be approximately £250.

You may have to pay an early repayment charge to your existing lender if you remortgage.