Motor Traders

HGR Insurance Brokers can provide cover for all types of Motor Trade businesses, ranging from the part-time trader working from home up to the main franchise with a number of retail outlets.

Cover available can be summarised as:-

  • All Risks - Covers your buildings, stock, your own and customers' vehicles, hand tools, machinery and all other contents against accidental loss or damage.
  • Road Risks - Includes wide ranging options for driving by yourself, your spouse, employees, relatives and friends, or named additional drivers. Further extensions are available for loan and hire, unaccompanied demonstrations and windscreen cover.
  • Public Liability - Covers your legal liability for servicing and sale and also to members of the public.
  • Employer's Liability - Covers your legal liability to your employees for injuries incurred at work.
  • Engineering - Provides statutory inspection and insurance against breakdown, collapse or explosion of the Engineering equipment, i.e. vehicle lifts, air receivers, etc.

We would be pleased to quote for your own individual business with no obligation. Please contact us for a quotation.