We have policies available for virtually all types of retail establishments, including:-

• Greengrocers
• Hairdressers
• Florists
• Hardware Ironmongery Shops
• Clothing Retailers
• Gift & Card Shops
• Newsagents & Tobacconists
• Butchers
• Chemists
• Opticians
• Mobile Phone Stores
• Record Shops

At HGR Insurance Brokers we take pride in understanding your business needs, before choosing the cover that most appropriately matches our customer's demands and needs. This way we can recommend a policy specific to your needs – at the same time, ensuring that the premium remains competitive.

Disaster can strike at any time, and this can severely disrupt your trade. For example, in these times of climate change, storm damage is becoming much more prevalent and this could cause severe damage to your premises and contents.

Naturally, it would be your wish to have the business trading again with the minimum of delay, and you will have the personal guidance of our experts at HGR who would strive to deal with the claim swiftly and efficiently.

Basic Shop insurance should always include the following:-

• Contents - Insuring your stock and trade contents again loss or damage.
• Business Interruption - Protecting your income if your turnover was to fall as a result of a claim.
• Glass - Breakage of glass such as Shop fronts, Doors etc.
• Money - Loss of money in the course of your business.
• Liability - Covering your legal liability to both employees and members of the public.

You can also add additional cover to these policies, insuring such things as the Buildings, Legal Expenses, Book Debts, Computer Cover and Personal Accident.

Please contact us via the Enquiry Form for a competitive quotation.